Check Out Cheapest 2017 Cars To Insure

 

 

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Aside from raising your deductibles and ensuring you’re getting every discount to which you’re entitled, the best way to save money on your auto insurance premiums is to choose a car or truck that’s inherently cheaper to cover.

For 2017, nine of the 10 least-expensive to insure vehicles are family friendly SUVs, with no less than five of them coming from Jeep. The top model in this regard is again the Honda Odyssey minivan, boasting an industry-low average annual premium of $1,112. That’s according to Insure.com’sannual cost-to-insure rankings, which we’re featuring in the accompanying slide show.

“The family-friendly Honda Odyssey tops the least expensive list for the second year running,” says Penny Gusner, Insure.com’s consumer analyst. “Being a favorite of mature parent drivers and having a great safety record avails it to cheaper insurance premiums.”

A given model’s insurance rates are largely based on a combination of data that includes the vehicle’s original sticker price, estimated repair costs, safety ratings, and its claims history. For starters, cheaper cars are automatically assigned lower rates than more expensive models because they tend to be less costly to repair, and reach a lower threshold before being “totaled” after an accident. Models getting top marks in crash tests conducted by the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration likewise catch a break here for their top occupant protection. Also, models that fare the best in terms of claims history, including the cost of physical damage the car both incurs and inflicts upon other vehicles in a crash and the severity of personal injuries involved, likewise enjoy the lowest rates.

 

 

“Vehicles that cost less to insure are normally those driven by safe drivers, such as those ferrying around children,” Gusner says. “As more parents have moved to driving SUVs, we have seen SUVs take over the least expensive list.”

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